Credit cards are truly great financial tools. Not only do they help you establish a presence in the credit community, but they allow you to make necessary purchases when you don’t have the funds on hand. This can come in extremely handy for small and large businesses alike. While a company credit card might make it easier for you to manage expenses and track accounting … [Read more...] about Should You Consider A Company Credit Card?
Shopping can give you pleasure and satisfaction, that it is understandable if you feel compelled to do it everyday. For those with bottomless bank accounts, shopping is just part of their day. For many people, however, shopping can come with financial stress, especially if you are constantly thinking about your bank balance and all the fixed expenses you must cover. Here are … [Read more...] about Shop Till You Drop – The Shopaholic’s Guide for Credit Card Shopping
Why keep a credit card? The short answer is convenience. But if you pay a little more attention to detail, there is so much more you can do, provided that you use your card responsibly. Have you ever considered the savings or rewards you get by using a credit card? It comes in many forms, and you get to choose the best reward based on your lifestyle. When you use an air … [Read more...] about Best Credit Cards for Every Type of Purchase
Small business owners use credit cards to finance their operations at times. Following the Great Recession of 2008, banks effectively stopped lending to small businesses. This left these companies with limited choices if wanted to continue operations. Use of Credit Cards to Finance Start-Ups Today, start-up businesses are also using credit cards to take off as these … [Read more...] about Why You Should Consider Using Your Credit Card to Finance Your Small-Business?
Do you want to accept debit and credit cards at your home-based business? Regardless of which type of point of sales system you want to use, you'll need to register a merchant account to do so. This special type of bank account lets you accept the most popular types of payment methods — and that's only one of the perks of this system. Getting new customers, boosting your … [Read more...] about 5 Ways a Home-Based Business can Use Merchant Accounts
Ending up with bad credit can happen to anyone. Even if you’re careful, certain mistakes can be made that can send your numbers spiraling. Don’t give up hope if that happens, though. Fortunately, there are many different ways you can start working on repairing your credit score. Before you know it, you’ll be on your way to a fresh start. Know Where You Stand The first step to … [Read more...] about 10 Simple Ways to Repair Your Credit
Once your credit score falls, it can feel a bit disheartening and many people do not know where to start to fix it. Begin the process by getting your scores from a reputable website, such as freecreditreport. Once you have a starting point it will be easier to make the necessary plans to fix your score. There are several factors to consider and it is important that you take a … [Read more...] about Quick Tips to Repair Damaged Credit
Are you consumed by fear of financial insecurity? Do you dread getting the mail or answering the phone when that call comes in from an unrecognized number? Looking for a way out but do not know where to begin? Regardless of how “bad” your current financial position appears to be, there is a solution. As with most situations in life, the recognition of a problem is the first … [Read more...] about Lose That Financial Fear
As living costs seem to be rising ever faster in the struggling economy, the government isn’t the only thing getting deeper into debt. The average American now carries more personal debt than at any previous time in history. So what to do about it? There are several options, and some steps comprise a suite of best practices. One of these options is debt consolidation for … [Read more...] about Defeating the Debt Dragon: Pay Down Your Debt
Crunching the Numbers Think about percentages when you look at credit card options. Specifically: cash back percentages. For example, if you could spend $100 and get 2% back, fuel wise, then for every $2,000 you would get $40. If you could get 3% back, you’d be looking at $60. That could be two tanks of gas, depending on your vehicle. When you can get cash back on a … [Read more...] about Maximizing Savings Through Credit Card Options