A credit card is one of the fastest solutions when facing financial problems. Sadly, it's also the biggest debt trap for anyone desperate to get quick money. Getting into debt is normal for everyone, but it becomes a questionable decision when it's time to pay back. Many individuals are determined to get out of the debt world and finally enjoy their hard-earned money. … [Read more...] about The Best Ways to Get Free from Personal Credit Card Debt
The debit card has been an alternative to paper checks for decades now. It is an easy way to transfer money electronically, and such payments are accepted almost everywhere at the moment. ACH payment, on the other hand, is a payment system that is used to set up recurring payments and block the funds on your account immediately to then transfer them to other accounts. This type … [Read more...] about ACH Payments vs. Debit Card Transactions – What is the Difference Between the Two?
A red flag, in simple terms, is something that makes your credit report look ugly. For lenders, this might be something that warns them about the borrower’s ability to make payments. There are many different red flags out there, but we can categorize them into two significant types: Red flags that fall under the Red Flag Rule set up by the FTC in … [Read more...] about Spotting Red Flags on Credit Reports
Photo by Blake Wisz on Unsplash In this digital era, mobile credit card processing has grown in popularity thanks to the proliferation of the mobile economy. Almost 75% of the American population past the age of 18 have access to a smartphone. This means that merchants who have not adopted mobile credit card processing are missing out on a broad demographic for their … [Read more...] about Benefits of Using Mobile Credit Card Processing
If you are a small business owner, you should be concerned about capital and how you are going to get access to money when you need it. You also need to ensure that there is accessibility to the ideal solutions for improving your finances and cash flow. The question now is what are the precise financial solutions that small business owners can use to grow and develop their … [Read more...] about Finding the Most Effective Financial Solutions for your Small Business
Money management is not that simple as it sounds. Today, prices of everything are skyrocketing. You have more payments to make and limited income. There are numerous bills, mortgage payments, car loans, credit card debts, and whatnot. That is the reason why people are switching to money management tools to manage wealth like a pro, dig out of debt, and become financially … [Read more...] about Top Budgeting Tools for Super Money Management
Managing a business’s expenses is always a struggle, no matter how big your company is. It feels like there are never enough funds to invest in the business. There are many methods to help you control expenses, but one way you can do it is to use prepaid debit cards. They can help you keep funds delegated while saving and investing in the company. If you’re a small to … [Read more...] about Control Business Expenses with Prepaid Debit Cards
If you’ve decided to enter into an IVA then it’s likely you’ll have to adjust to certain requirements – such as living without credit. For the vast majority of those thinking about an Individual Voluntary Arrangement, credit will have played a very fundamental part of getting into debt in the first place – whether that’s through personal loans, credit cards store accounts … [Read more...] about Credit Issues During an Individual Voluntary Arrangement (IVA)
Credit cards are truly great financial tools. Not only do they help you establish a presence in the credit community, but they allow you to make necessary purchases when you don’t have the funds on hand. This can come in extremely handy for small and large businesses alike. While a company credit card might make it easier for you to manage expenses and track accounting … [Read more...] about Should You Consider A Company Credit Card?
Shopping can give you pleasure and satisfaction, that it is understandable if you feel compelled to do it everyday. For those with bottomless bank accounts, shopping is just part of their day. For many people, however, shopping can come with financial stress, especially if you are constantly thinking about your bank balance and all the fixed expenses you must cover. Here are … [Read more...] about Shop Till You Drop – The Shopaholic’s Guide for Credit Card Shopping