How to Get Business Funding Without a Personal Guarantee

This article was originally published on March 10, 2011, and updated on January 26, 2026. Avoiding a personal guarantee on business financing is challenging—but not impossible. Learn how experienced entrepreneurs build business credit, use supplier financing, and work with the right lenders to reduce personal financial risk. Key Takeaways Borrowing money is one of the most common ways entrepreneurs finance their businesses—but it often comes with a condition many founders underestimate: the personal guarantee. Even when your business is legally incorporated, lenders frequently require you to personally promise repayment of the loan if the business cannot pay. For new and

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Common Myths on Financing a Business (And What Actually Works)

Lack of capital can often crush dreams of starting a business. Getting funding for your business can pose a problem, especially if you don't know where to go or whom to see. Learn the common myths on financing a business that you need to avoid.

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9 Tips On How to Open a Successful BBQ Restaurant

Planning to open a BBQ restaurant? Use these 9 practical tips to choose the right location, define your niche, buy reliable equipment, market locally, and launch without chaos.

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Starting a Barbecue Rib Joint Business

Learn how to start a barbecue rib joint or BBQ rib restaurant with clear steps, licensing tips, startup budgeting, menu planning, and the best websites to research permits and food safety.

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Annual Business Review & Planning Guide for Home Businesses

Run a step-by-step annual business review for your home business—goals, financials, customers, analytics, marketing, and competition—then turn insights into a practical plan.

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Check Your Competition: A Practical Competitive Analysis Guide for Small Business Owners

Use this annual review guide to check your competition with less guesswork. Compare offers, pricing, websites, SEO, and customer experience—then build a plan to compete profitably.

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Why Low-Code and No-Code Platforms Are the Next Big Thing

Low-code and no-code platforms help businesses build software faster and cheaper. Learn why these tools are gaining traction and when they make sense.

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How Entrepreneurs Can Extend the Life of Their Everyday Work Tech

Entrepreneurs rely on their work tech more than most people realize. Phones, laptops, and accessories endure constant use, making them vulnerable to early failure. This guide explains how entrepreneurs can extend the life of their everyday work tech through simple maintenance habits, smarter upgrades, and practical care strategies that reduce costs and boost productivity. Key Takeaways For entrepreneurs, everyday work tech is not a convenience—it’s the backbone of the business. Your laptop handles client proposals, financial records, creative work, and communication. Your phone keeps you reachable, responsive, and operational. Unlike personal devices that get downtime, business tech often runs all

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New Year Strategic Thinking and Planning: A Practical Reset for Small Business Owners

As a new year starts, this is the time to take stock of where your business is heading given the business environment and your overall goals. Take positive action to push your business through strategic thinking and planning.

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Opportunities and Trends Shaping the Future of Health and Wellness Products on Amazon

Explore the key trends shaping health and wellness products on Amazon, including AI-driven discovery, personalized nutrition, sustainability, and telehealth opportunities for brands.

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Using a Move to Digitize Your Home Business: From Paper Files to Cloud Systems

Moving your home business? Learn how using a move to digitize your home business can reduce clutter, protect files, and improve efficiency with cloud systems.

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Is Your Distressed Rental Killing Your Cash Flow? A Small Business Owner’s Guide to Renovation vs. Liquidation

Learn when a distressed rental becomes a cash-flow drain—and how selling as-is can unlock capital for smarter business growth.

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