Are you thinking of starting a business but you are even short on your monthly rent? Are you struggling to put food on the table? Whether you're a college student or a single mom supporting a family of three, anyone can be vulnerable to the perils of a cash crunch. And at this time, it will be very tough to start a new business as your immediate goal should be to dig out of … [Read more...] about When In Crunch Times Use These 14 Tips
You don’t need to wait until you’re earning a six-figure salary to start managing your personal finances. In fact, a good personal finance management plan can help you achieve your financial objectives. Personal finance management includes managing income generation, spending, saving and investment. A sound financial plan will help you get out of debt, prepare for emergencies … [Read more...] about How to Achieve Stress-Free Personal Finance Management
If you are renting while running a home-based business, your landlord may impose loads of restrictions that prevent you from operating a business from the rented home. One option will be to stop renting and instead buy your own home. Buying a home can sometimes be nerve-cracking, especially if it’s your first time doing so. But with the following tips, you’ll be able to … [Read more...] about Mortgage 101: Things to Consider When Shopping Around For New Homes
It's easy to think of trading as something that only the experts take part in. They have an in-depth understanding of the market and they know how to make money from their trades. However, trading is not exactly what it seems. In fact, everyone takes part in trading, every day. We all know how to trade. It's just that most of us do not understand that we have the skill. … [Read more...] about 3 Things That No-One Has Told You About Trading
Are you earning a lot of money? If so, then good for you. But, if people expect you to have saved a lot from your income, then your smile may slowly fade. It's because people who aren't financially literate, or aware of personal finance management, are satisfied as long as they can buy everything they want. Personal finance management refers to how you spend, save, and … [Read more...] about The Importance of Proper Personal Finance Management
Photo by Markus Spiske on Unsplash There are a massive number of reasons for someone to start trading stocks in the penny stock market. There are so many opportunities to make a profit, and if you are successful you can make vast amounts of money to the point that not only no longer need to work your day job, but you can be so wealthy that your day job is but a mere … [Read more...] about Making Money from Trading Penny Stocks? Review of Trading Teacher Timothy Sykes
Commodity trading is about investing in the things people use every day, from oil and food to precious metals like gold and silver. If you’ve ever wondered how to trade commodities, but are not sure where to start, there are a few things to consider before you part with your hard-earned cash. The value of commodities fluctuates in line with supply and demand. … [Read more...] about How to manage financial assets when it comes to commodity trading?
Photo by Alexander Mils on Unsplash An underbanked household is a household that relies on cash or non-traditional financial services for the majority of household member’s financial transactions and may or may not have a traditional bank account. Recent studies have found that as many as 1 in 5 American households are currently considered underbanked. Lack of … [Read more...] about Better Serving the Underbanked Community
Photo by Markus Spiske on Unsplash More than ever it seems like the volatility in the US stock market is reaching somewhat of a crescendo. Some experts believe that a lot of these re-negotiations, such as the trade wars, are only prolonging the time until the inevitable crash we expect to see, not preventing it. Even Warren Buffett and Charles Munger from … [Read more...] about What to Expect in the Stock Market?
Debt is scary. It's a dark cloud looming over your financial security. And the only way out from underneath the dark cloud of debt is to pay it off. For very few people, that's an easy fix—pay off the debt and move on. But for most, debt is more than just a car payment or a credit card bill. Considering that the median household debt is $93,700, choosing what debt to … [Read more...] about Which Debt to Pay off First