Are you struggling with debt you cannot pay and thinking about filing bankruptcy? Perhaps you are concerned that you can’t afford an attorney, and you’d like to represent yourself? Know that it is possible to file bankruptcy without an attorney and receive a discharge of your unsecured debt. Your jurisdiction’s bankruptcy court website will have all of the forms you need to … [Read more...] about The Do’s and Don’ts of Filing Bankruptcy Without a Lawyer
Debt
How to Use Personal Bankruptcy to Help Your Home Business
These are unprecedented times. If your home business has been affected by the coronavirus pandemic’s impact on our economy, you are not alone. Many entrepreneurs are struggling to make ends meet and must find creative ways to redirect or reorganize their small businesses to adapt to today’s market. You have options, and one of them is to file a bankruptcy petition. … [Read more...] about How to Use Personal Bankruptcy to Help Your Home Business
5 Ways to Pay Off Debt
Are you struggling to pay off your cumbersome debt? You’re not alone—research from the Pew Charitable Trusts has shown that 80 percent of Americans have some kind of debt. Dealing with lots of debt— whether it's from credit cards, healthcare expenses, or loans—can be stressful and emotional. It may seem impossible to turn things around. But, remember there are always ways to … [Read more...] about 5 Ways to Pay Off Debt
Retiring with Debt: Where to Start from
Nobody wants to be reminded of the harsh reality -retiring in the future. Retirement is scary not only because it's a sign of aging, but also it's the beginning of a tight financial situation. At this point, the only way to survive financially is by relying on others whether or not you were ready for it. Debt is everyone's enemy; unfortunately, it's unavoidable once … [Read more...] about Retiring with Debt: Where to Start from
The Best Ways to Get Free from Personal Credit Card Debt
A credit card is one of the fastest solutions when facing financial problems. Sadly, it's also the biggest debt trap for anyone desperate to get quick money. Getting into debt is normal for everyone, but it becomes a questionable decision when it's time to pay back. Many individuals are determined to get out of the debt world and finally enjoy their hard-earned money. … [Read more...] about The Best Ways to Get Free from Personal Credit Card Debt
Spotting Red Flags on Credit Reports
A red flag, in simple terms, is something that makes your credit report look ugly. For lenders, this might be something that warns them about the borrower’s ability to make payments. There are many different red flags out there, but we can categorize them into two significant types: Red flags that fall under the Red Flag Rule set up by the FTC in … [Read more...] about Spotting Red Flags on Credit Reports
Over Your Head: Ways to Get Out of Debt
More than half the working population lives life paycheck to paycheck. This type of lifestyle causes stress and can destroy your credit in a matter of months. If you're in over your head it's time to take steps to reverse the situation. The good news is that you can turn your life around. Listed below are a few effective ways to get your debt under control. Extended … [Read more...] about Over Your Head: Ways to Get Out of Debt
How Can Entrepreneurs Prepare for a Possible Debt Crisis in 2020?
Is a bad winter about to set upon the business community of America? This winter does not refer to severe weather or bad road conditions, but more so, the “winter of finance”, also known as a recession. Some financial experts say that a recession is something to keep an eye on as 2020 approaches. Hedge fund manager Ray Dalio stated that he believes the U.S. is heading for the … [Read more...] about How Can Entrepreneurs Prepare for a Possible Debt Crisis in 2020?
How an Entrepreneur Can Become a Millionaire Despite Debt Scares
It is quite challenging and equally tough to survive on erratic income. Practically speaking, it is doubly difficult to survive on a really inconsistent income plus on top of that, when you need to divert back all that money into your startup, things could get really dicey. You need to make sure that you do not sink deeper into the debt trap, you must, therefore, develop … [Read more...] about How an Entrepreneur Can Become a Millionaire Despite Debt Scares
Top Budgeting Tools for Super Money Management
Money management is not that simple as it sounds. Today, prices of everything are skyrocketing. You have more payments to make and limited income. There are numerous bills, mortgage payments, car loans, credit card debts, and whatnot. That is the reason why people are switching to money management tools to manage wealth like a pro, dig out of debt, and become financially … [Read more...] about Top Budgeting Tools for Super Money Management
