Debt has real-world consequences. But its negative effects extend beyond your monthly card statement and credit score. According to a recent survey, over half of Americans with debt said it had negatively impacted their lives. Almost a third of respondents worry about debt ‘in general.’ A quarter feels stress about it at bedtime. Nearly a fifth of participants worry about debt … [Read more...] about Why You Shouldn’t Be Afraid of Debt Settlement
Once your credit score falls, it can feel a bit disheartening and many people do not know where to start to fix it. Begin the process by getting your scores from a reputable website, such as freecreditreport. Once you have a starting point it will be easier to make the necessary plans to fix your score. There are several factors to consider and it is important that you take a … [Read more...] about Quick Tips to Repair Damaged Credit
The lack of money and poor credit management is one of the main reasons why small businesses fail. If your business has no money, trying to cover its basic expenses such as the payroll can cause bankruptcy. To ensure the well-being of your business, you should know all the options available to pay your debts. From restructuring your debts through a 3rd party to eliminating … [Read more...] about How to Reduce Your Business Debt
With so many credit cards floating around, it’s no wonder that nearly as many debt settlement outfits are cropping up. But before you pick one, it’s important to understand the general steps they’ll take on your behalf. No matter what amount you owe, there may be room to negotiate - as long as you have the right people working on your behalf. First, Negotiate Before … [Read more...] about How to Settle Your Credit Card Debt Painlessly
It isn't something that we find ourselves talking about often, but our credit scores dictate many aspects of our lives. This can be especially true for those of us who have bad credit, and it happens to more Americans than many realize. If you are in a bad credit situation, it's important to know that you are not alone and that it is not a life sentence. The truth is, you … [Read more...] about Are Credit Repair Services Worth It?
If you are from the USA, then you are very familiar wi th the latest student debt crisis upcoming with the next generations. According to the New York Federal Reserve, as of the fourth quarter in 2016, the total student loan debt was 1.37 trillion with an increase of 78 billion just in 2016. With the concern on how to pay back a student loan, younger entrepreneurs have a … [Read more...] about Are Your Student Loans Stopping You from Starting Your Business?
Are you consumed by fear of financial insecurity? Do you dread getting the mail or answering the phone when that call comes in from an unrecognized number? Looking for a way out but do not know where to begin? Regardless of how “bad” your current financial position appears to be, there is a solution. As with most situations in life, the recognition of a problem is the first … [Read more...] about Lose That Financial Fear