When choosing a method of financing your home, it is important to know the difference between a loan officer and mortgage broker. Learn their differences and which to use.
Bank Loan
How to Get a Business Loan without Any Credit
Some people are under the impression that it’s impossible to get a business loan if they don’t have any credit. It certainly makes it harder to get a top-notch, low-interest loan, but it isn’t impossible.
5 Steps to Securing a Small Business Loan
Now is a good time to start a business as lenders are lending money at rock-bottom interest rates. Learn 5 steps to get a small business loan.
7 Unique Ways You Can Use a Business Line of Credit
A business line of credit is a revolving loan that you can use to fund a range of business expenses. With a line of credit, you can use the funds when your operating capital is low, repay the line when you receive additional revenue and then re-spend the funds as needed. Small businesses use these […]
How Banks Review Your Bank Loan Application
Banks strictly assess business loan applications to determine the viability of the business and the borrower’s capacity to repay the loan. Learn how banks review bank loan applications.
Pros and Cons of Financing a Business
Financing a business is the biggest challenge for any entrepreneur. You can choose to use debt financing or equity financing strategies. But which one is right for you? Here are the pros and cons of the most common types of financing a business.
Common Myths on Financing a Business
Lack of capital can often crush dreams of starting a business. Getting funding for your business can pose a problem, especially if you don’t know where to go or whom to see. Learn the common myths on financing a business that you need to avoid.
How to Start a Business with Bad Credit
How do you start a business if have bad credit and no money? There are several courses of action you can take, but what you will need to exercise tremendous creativity in order to improve your business fundability.
Buying a Business with No Credit and With Very Little Money
A reader wants to start a business, but has no credit and with very little money. He wants to know if he can get a bank loan including SBA loan, as well as possible fees for investor matching services.
Is Your Bank Likely to Give You a Loan?
Is your bank likely to give you a loan for your small business? Understand bank ratings, and how it could affect the lending policies of the banks.