The next thing you need to do is be sure you have all of the equipment and supplies set up to do the work from your home. Computer hardware and software? Communications system? Look at what type of equipment you use at the office and try to duplicate it (or obtain better).

You can bet if you work for an agency that they are receiving your wages as well as a percentage for them (probably between 5% to 15%) as well as their portion of your deductions (such as income tax withholding and Social Security).

You need to decide what your time is worth to do the third party billing at home. It would be more than what you currently make because you will be paying for your own overhead. A good resource is the Utah State University Home-Based Business pricing resource found at http://www.ext.usu.edu/family/resources/homebb/index.htm

After you have obtained the necessary equipment and created your pricing structure, you are ready to solicit business. If you feel pretty confident about the people you currently work for, I would make an appointment with them (not during your current working hours) and discuss the possibilities of them becoming your client. Use confidence and communication to the best of your ability. If you are not sure about their receptiveness, it may be better if you start marketing your services elsewhere so you can pick up a client or two "on the side" and then, if you do approach them and they say *no*, you will at least have other business to fall back on.

Either way, becoming a business owner is very refreshing and quite stimulating and with a positive attitude I am sure you will do well!