Janice Jacobs is the author of the newly released book/audio book, "Legitimate Online Freelance Businesses You Can Start for Under $20," published by Payday Publishing and available for immediate download at http://www.paydaypublishing.com/online-freelance-businesses.php  . In her book Jacobs reveals a variety of online business opportunities that anybody can start for under $20. She shows readers how to freelance part-time, full-time or "freelance long enough to keep the bill collectors away" as a freelance writer, graphic designer, blogger, virtual assistant, an online Internet merchandiser, plus many other opportunities.

"The Internet is changing the rules of how white-collar workers can make money on their own terms without relying on an employer for a paycheck," said Jacobs. "The Internet has kicked open the door to multiple high-yield, low-risk business opportunities that anybody can do at home in front of their computer, and it costs less than a tank of gas to start."

Jacobs knows firsthand what many laid-off workers are going through emotionally and financially as they try to cope with the loss of a job that provided a steady paycheck. Many laid-off workers feel scared, frustrated and confused. In 2001 Jacobs had lost her job of 10 years as an in-house computer software technician for a Fortune 500 company. During her four months of unemployment, she tried everything to land a full-time job in her industry before deciding to strike it out on her own as a freelance technical writer. "It made sense," said Jacobs. "I already had the skills, and I knew people in the industry and on the Internet who eventually became my clients. My out-of-pocket expenses to launch my new career were less than what I usually spend eating out on Friday night."

Jacobs wrote "Legitimate Online Freelance Businesses You Can Start for Under $20" to help laid-off white-collar workers pursue their own freelance careers with little start-up capital; she also wanted to help others find short-term online job opportunities as a way to pay their bills as they try to find a permanent job with an employer.

"Legitimate Online Freelance Businesses You Can Start for Under $20" covers:

1) multiple online business opportunities; 2) what skills and character traits you'll need to make each of them work; 3) an honest outlook for the opportunity in the future; 4) a breakdown of how the business works; 5) a no-hype explanation of likely earnings; 6) discussion of pitfalls and benefits of each opportunity; 7) and much more.

Visitors to the publisher's website, www.PaydayPublishing.com , can listen to free audio clips.

Payday Publishing is an independent publisher of quality books and audio books to help people achieve personal, professional and lifestyle goals.